Landlords

Landlords' Direct Rent Protection

Reduce the worry of losing your income, should your tenants stop paying the rent.

Key Features

• 12 Month Policies
• Nil Excess
• Pays up to £2,500 monthly rent, for up to a maximum of 12 months rent until vacant possession
• Up to £100,000 Legal Expenses to gain vacant possession
• Cover on the property - only one policy is required
• Flexibility - switch tenants without affecting the policy

Landlords' Buildings and Contents Insurance

Protect yourself against unexpected costs.

Key Features

• NIL Excess (£250 & £500 excess also available)
• Up to £500,000 buildings sum insured as standard (up to £2 million on request)
• Buildings Accidental Damage included as standard
• Legal Liability cover up to £5 million
• Trace and Access up to £5,000, Malicious & Accidental Damage by tenant option
• Up to 20% Loss of Rent and 90 days Un-occupancy
• Contents cover up to £50,000 sum insured and Theft of Keys & Replacement Locks

Significant Exclusions

• Storm or flood damage to gates, hedges, fences or swimming pool covers
• Loss or damage to domestic fixed fuel, oil tanks, swimming pools, tennis courts, drives, patios & terraces, walls, gates & fences unless the main buildings are damaged at the same time
• Damage that happens gradually over a period of time
• Loss or damage caused by mechanical or electrical breakdown
• Loss or damage caused by radioactive contamination, war, terrorism, domestic pets, insects or vermin
• General wear and tear or any other gradual deterioration
• The excess you have chosen in addition to any additional excess we have quoted